HEADING FOR TROUBLE!
Life brings many twists and turns. Some of these can sometimes lead us towards a precarious financial situation.
- You buy on impulse or are compulsive
- You use your income to buy gadgets and pay your debts
- You have too much credit
- You neglect filing an income tax return
- You have no financial goals and no budget
- You are not financial independent
- You do not have any protection in the event of the loss or reduction in income
- You have developed a gambling, alcohol or drug problem
